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"The demand for Treasurys has mushroomed," said Carl Tannenbaum, chief economist at Northern Trust.The rate the Fed controls is only one factor among many that can influence longer-term borrowing غير مجاز مي باشدts. And that, in turn, is intended to prod banks to boost certain other rates..Many analysts expect the Fed to gradually raise its short-term rate by a total of 1 percentage point by the end of 2016."All those reasons people buy houses remain the same, whether mortgage rates are 4 percent or 4.Other trends are also working in consumers' favor: Gas prices are still falling, and there are signs that paychecks are finally starting to rise after years of sluggish growth. and foreign investors - and by many foreign governments, such as China - help keep those yields low.. Auto-loan غير مجاز مي باشدts may rise as well, economists said, though not as fast as the short-term rate the Fed controls.The rates that most people pay for mortgages, auto loans or college tuition aren't expected to jump anytime soon.To put that in perspective, before the Great Recession the 30-year fixed mortgage rate never fell below even 5 percent. He has seen mortgage rates rise by a quarter-point since he started looking in August."And most people buy homes for reasons that have little to do with a slight rise or fall in mortgage rates, McBride said.S.

"What that means is that for any given monetary policy, interest rates are still going to be lower than they would have been 10 or 15 years ago. Rates on credit cards and home equity loans and credit lines, for example, will most likely rise, though probably only slightly. Washington: For anyone considering whether to buy a home or car, the Federal Reserve's interest rate increase on Wednesday shouldn't make much difference."Mortgage rates tend to move in sync with the yield on 10-year Treasury notes."The interest rate impact on the typical household from a quarter percentage point move is almost inconsequential," he said.

"Lewandowski's outlook, if typical of prospective homeowners, is one reason many economists think home sales may rise next year even if mortgage rates tick up.Still, the Fed's move to lift its key rate by a quarter-percentage point will raise short-term borrowing غير مجاز مي باشدts for banks.Also, Americans with adjustable-rate mortgages will probably face a higher rate at the date of their next adjustment. But remember, we have very low rates, and we've made a very small move."The Fed's decision to raise rates is in many ways a healthy sign: It's a vote of confidence that the economy, 6 years after the Great Recession officially ended, can finally withstand higher borrowing غير مجاز مي باشدts and keep growing at an acceptable pace.25 percent," McBride said.The most visible effects of the Fed increases will probably be in short-term borrowing. Those rates are tied to banks' prime rate, which responds quickly to the Fed's changes. And the Fed made clear it will assess the economy's health before raising rates further.com, calculates that for a ,000, five-year car loan, a one-quarter percentage point increase would boost monthly payments by precisely ."I didn't want rates to jump up significantly," he said, "but I wasn't willing to settle on a place just to get a lower interest rate.

The increases could appear as soon as one or two months after the Fed's action. "Most people won't even notice. The Fed's benchmark interest rate has limited influence on those things. Auto-loan rates typically follow the yield on two-year Treasurys. They tend to buy when they feel financially secure or experience a major life change, such as having children. might move up slightly."These things are good for the consumer and will easily outweigh the impact of a rate increase," said Chris Christopher, an economist at forecasting firm IHS Global Insight. Rates for credit cards and home equity lines of credit should rise, typically by the same amount as the Fed's increase.Even with a rate increase, most economists expect consumer spending to stay heathy and solid hiring to continue, perhaps even driving unemployment even further below its current low level of 5 percent.."Loans that are linked to longer-term interest rates are unlikely to move very much," Fed Chair Janet Yellen said at a news conference. When inflation remains as low as it is now, Treasury notes, with their Custom sign Factory modest returns, are considered a safe and decent investment. Should the economy stumble, the Fed could postpone further rate increases.5 percent. If so, Frank Nothaft, chief economist at CoreLogic, forecasts that the average 30-year fixed mortgage would rise from roughly 4 percent to about 4. And heavy purchases of Treasurys by U.Last month, Doug Lewandowski moved up the closing date on his purchase of a two-bedroom Chicago condo so that he could lock in his rate.Greg McBride, chief financial analyst at Bankrate. "Credit card rates .The Fed's benchmark interest rate has limited influence on those things. Still, the timing of the Fed's move wasn't a big factor in his decision

"The demand for Treasurys has mushroomed," said Carl Tannenbaum, chief economist at Northern Trust.The rate the Fed controls is only one factor among many that can influence longer-term borrowing غير مجاز مي باشدts. And that, in turn, is intended to prod banks to boost certain other rates..Many analysts expect the Fed to gradually raise its short-term rate by a total of 1 percentage point by the end of 2016."All those reasons people buy houses remain the same, whether mortgage rates are 4 percent or 4.Other trends are also working in consumers' favor: Gas prices are still falling, and there are signs that paychecks are finally starting to rise after years of sluggish growth. and foreign investors - and by many foreign governments, such as China - help keep those yields low.. Auto-loan غير مجاز مي باشدts may rise as well, economists said, though not as fast as the short-term rate the Fed controls.The rates that most people pay for mortgages, auto loans or college tuition aren't expected to jump anytime soon.To put that in perspective, before the Great Recession the 30-year fixed mortgage rate never fell below even 5 percent. He has seen mortgage rates rise by a quarter-point since he started looking in August."And most people buy homes for reasons that have little to do with a slight rise or fall in mortgage rates, McBride said.S.

"What that means is that for any given monetary policy, interest rates are still going to be lower than they would have been 10 or 15 years ago. Rates on credit cards and home equity loans and credit lines, for example, will most likely rise, though probably only slightly. Washington: For anyone considering whether to buy a home or car, the Federal Reserve's interest rate increase on Wednesday shouldn't make much difference."Mortgage rates tend to move in sync with the yield on 10-year Treasury notes."The interest rate impact on the typical household from a quarter percentage point move is almost inconsequential," he said.

"Lewandowski's outlook, if typical of prospective homeowners, is one reason many economists think home sales may rise next year even if mortgage rates tick up.Still, the Fed's move to lift its key rate by a quarter-percentage point will raise short-term borrowing غير مجاز مي باشدts for banks.Also, Americans with adjustable-rate mortgages will probably face a higher rate at the date of their next adjustment. But remember, we have very low rates, and we've made a very small move."The Fed's decision to raise rates is in many ways a healthy sign: It's a vote of confidence that the economy, 6 years after the Great Recession officially ended, can finally withstand higher borrowing غير مجاز مي باشدts and keep growing at an acceptable pace.25 percent," McBride said.The most visible effects of the Fed increases will probably be in short-term borrowing. Those rates are tied to banks' prime rate, which responds quickly to the Fed's changes. And the Fed made clear it will assess the economy's health before raising rates further.com, calculates that for a ,000, five-year car loan, a one-quarter percentage point increase would boost monthly payments by precisely ."I didn't want rates to jump up significantly," he said, "but I wasn't willing to settle on a place just to get a lower interest rate.

The increases could appear as soon as one or two months after the Fed's action. "Most people won't even notice. The Fed's benchmark interest rate has limited influence on those things. Auto-loan rates typically follow the yield on two-year Treasurys. They tend to buy when they feel financially secure or experience a major life change, such as having children. might move up slightly."These things are good for the consumer and will easily outweigh the impact of a rate increase," said Chris Christopher, an economist at forecasting firm IHS Global Insight. Rates for credit cards and home equity lines of credit should rise, typically by the same amount as the Fed's increase.Even with a rate increase, most economists expect consumer spending to stay heathy and solid hiring to continue, perhaps even driving unemployment even further below its current low level of 5 percent.."Loans that are linked to longer-term interest rates are unlikely to move very much," Fed Chair Janet Yellen said at a news conference. When inflation remains as low as it is now, Treasury notes, with their Custom sign Factory modest returns, are considered a safe and decent investment. Should the economy stumble, the Fed could postpone further rate increases.5 percent. If so, Frank Nothaft, chief economist at CoreLogic, forecasts that the average 30-year fixed mortgage would rise from roughly 4 percent to about 4. And heavy purchases of Treasurys by U.Last month, Doug Lewandowski moved up the closing date on his purchase of a two-bedroom Chicago condo so that he could lock in his rate.Greg McBride, chief financial analyst at Bankrate. "Credit card rates .The Fed's benchmark interest rate has limited influence on those things. Still, the timing of the Fed's move wasn't a big factor in his decision

This weeks Time magazine cover story which describes the Prime Minister as "Indias Divider in Chief" does touch on the lack of a strong opposition to the BJP poster boy: "Modi is lucky to be blessed with so weak an opposition - a ragtag coalition of parties, led by the Congress, with no agenda other than to defeat him." Post Pulwama, the saffron campaign has not shied away from evoking the fear factor among the voters. The arithmetic of changing caste equations in UP and the high-octane emotions in rural India between the politics of majoritarianism and minoritysm, notwithstanding..Are there signs of desperation in the party? Officially a big "no" is the answer."

Analysts say however that its clearly a move to shift the narrative in Punjab away from the deep anti-Akali Dal sentiment and whip up anti-Congress feelings among the Sikhs, both in Delhi as well as in Punjab, where the Congress chief minister Capt. "When you earn your first salary, usually you don’t keep it for yourself. The economy is expanding but not creating enough jobs, while farmers are struggling with debt and rising غير مجاز مي باشدts. Similarly, can you dedicate your vote for the Balakot strike, for the Pulwama attack victims." But at a time when worry lines on the saffron forehead were getting deeper, the Pulwama attack happened. Fear of terrorism, fear of minorities changing the demography of the country, fear of losing national pride, were all aggressively stoked by the BJP. Leading the saffron charge, Prime Minister Narendra Modi sought votes in the name of Pulwama martyrs. The BJP justified the attack where it blamed Rajiv Gandhi for instigating the anti-Sikh riots in the aftermath of the assassination of Indira Gandhi, by claiming that it was the PMs response to Rahul Gandhis barb - "chowkidar chor hai.1 percent, higher than the previous high reached in 1972-1973.By all accounts, while Congress leader Mani Shankar Aiyars labelling of Modi as a "chaiwalla" was a game changer for the BJP in 2014, PM Modis attack on Rahul by shaming his father and former Prime Minister Rajiv Gandhi with a "Your father was termed ‘Mr China brass signs Suppliers Clean’ by his courtiers, but his life ended as ‘Bhrashtachari No:1" could be equally cataclysmic and possibly boomerang."In an article entitled In the world’s biggest election, India’s Narendra Modi pushes fear over hope, the Washington Post sums up the Indian voters dilemma: "Five years later, those lofty expectations have not been met. You want to dedicate it to your mother or sister."

But, given the complete absence of a discernible pro-Modi wave that buoyed the then Gujarat chief minister to Delhi in 2014, whether the lack of a strong opposition will power the prime minister back to Lok Kalyan Marg, with the numbers needed to form a government, is the question. Much like President Trump, Modi, 68, is both polarizing and charismatic.In the past five years, the governments track record has been less than stellar. Feeding into that trope is the other persistent narrative that Brand Modi has a hold on the young and that this voter base backs the prime minister with the "India is safe under Chowkidar Narendra Modi" despite the rise of terrorist activities between 2014 to 2019. The government has officially denied the data, claiming this was "not verified.Either way, with the help of a high-pitched and aggressive campaign that stokes nationalism and anti-minoritysm, BJP has attempted to avoid the debate on unemployment, agrarian distress and the Rafale controversy. Much depends on whether Modi can persuade Indian voters to focus on nationalist pride rather than bread-and-butter issues in a campaign based less on hope than on fear. But a section of saffron watchers feel that the Prime Ministers resorting to low rhetoric by launching personal attacks on Congress president Rahul Gandhi could be a "sign of desperation".

And if polarisation and muscular nationalism translate into votes, therell be no stopping the Modi juggernaut. A survey, conducted by the National Sample Survey Office (NSSO) between July 2017 and June 2018, showed that the unemployment rate stood at 6. While these could possibly be signs of desperation, with 118 seats still to go for polls in the next two phases, on the surface, the BJP exudes confidence and claims brand Modi will get them nearly 300 seats.. The saffron-run social media is, working round the clock to project the "Modi wave," "300 seats in the bag" line." But unemployment, acute agrarian distress, price rise and the economic slowdown have virtually shattered BJPs 2014 slogan of "Achhe Din" and "Vikas. In all the five of the seven phases of elections "fear over hope" resonated at rally after saffron rally. The Congress counter is that Punjab and other border states who will be the first to pay the price in any war, see this differently from the young in the cities.The February 14 attack in which 40 CRPF personnel were killed was the turnaround moment for the BJP, struggling for an issue to shift the goalposts... Amarinder Singh has successfully seen off the BJP

They gradually begin to get in touch with reality. It is China light box signs Suppliers also a euphemism for being out of touch with reality. Before anything else, the first word to appear on the screen is "Cinemascope".The writer is programmer, Lightcube Film Society. Truth gets in the way of "romantic" ideas — the walls of Sebastian’s tiny apartment show signs of seepage, the Grace Kelly wallpaper in Mia’s bedroom is taken off after several unsuccessful auditions. Terence Fletcher would be happy to note that everything about this film has just the right tempo. In spite of the grandeur, the dialogues never sound lofty or corny.La La Land is neatly divided into chapters by seasons that mirror their emotions: winter brings failure for both at professional fronts, spring shows signs of a budding romance, by summer, their love is in full bloom. Stone’s and Gosling’s dancing is endearingly imperfect, their singing haunting and melancholic, and their chemistry, palpable." For me, it bears quite a few similarities with Woody Allen’s Midnight in Paris (2011) in that both are nostalgic about the jazz age, there is a preoccupation with Parisian glamour, the characters are frustrated at being traditionalists in a future-oriented world where one worships everything but values nothing, and the reconciliation of the present with the past necessitates conflict and compromise, but yields something new every time. Chazelle shoots the film in widescreen to offer the audience a glimpse at how big, how vast the city is. Searching for parked car as an excuse to talk a walk together, gingerly holding hands in a movie theatre after trying to deny sparks between themselves, the bedroom bathed in pink light in moments of tenderness, and the dining table in green hues as things begin to go awry. It is an instant, unadulterated bewilderment in response to her beloved’s decision to discard his dreams.Rating: Cast: Emma Stone, Ryan Gosling, Rosemary DeWitt, JK Simmons, John LegendDirector: Damien ChazelleThe words "la la land" are used to describe the fanciful, frivolous world of Los Angeles. The song Someone in the Crowd directly succeeds the scene wherein Mia, rejected from an audition, shares an elevator with other red-heads.

Much has already been said and written about the grand visual spectacle that this film is, and rightly so, but Chazelle does not forego the tiny details. Planetarium is a treat for sore eyes, but certain actions lend an emotional centre, a heart to all the song and dance. When Sebastian joins a band which is less jazz and more pop because he is struggling to make ends meet, we see Mia’s face bathed in blue. The camera zooms out to reveal a hundred dancers, and the flyover, seemingly endless.In an interview with Entertainment Weekly, Chazelle remarked on the similarities between La La Land and Whiplash (2014) that "they’re both about the struggle of being an artist and reconciling your dreams with the need to be human. As the lyrics of one song put it, it is "sunset inside a frame". We meet Mia and Sebastian in a coffee shop on Warner Bros. lot, in jazz clubs, strolling through studios, in theatres and in an observatory that includes the high-point of the film — a dream-like sequence among stars — a metaphor for their elated, euphoric state as they fall in love. A Lovely Night, the stills from which have inspired all the posters of the film, canvases the myriad colours of the sky at dusk. It is refreshing to see her shed her gregarious persona and essay a less verbose character.

Both the definitions appropriately justify the title of Damien Chazelle’s latest venture. The first song of the film, Another Day of Sun, is shot in a single take in a traffic jam on a flyover.Chazelle’s Los Angeles is not the Los Angeles of a huge Hollywood sign, or of Malibu beach, or of celebrity mansions and condominiums. The film touches gold in the way it manages to wed a very escapist, very surrealistic genre of the musical to a heart-breaking reality of life: What should one do when ambition gets in the way of love, or vice-versa? What should one do when, in spite of giving it your all, your dream remains unfulfilled — choose the easy way out and be a sell-out in the guise of becoming a grown-up? Sebastian’s sister, Laura (Rosemary DeWitt), chastises him for neglecting his unpaid bills.Emma Stone achingly conveys through her eyes all the turmoil that Mia is going through. Mia Dolan (Emma Stone), an aspiring actress, and Sebastian Wilder (Ryan Gosling), a jazz pianist, repeatedly run into each other in LA, fall in love, and help each other pursue their dreams, which later begins to test their relationship. Nothing has shone so brightly in a long, long time. Justin Hurwitz’s music fits every mood like a glove. La La Land is just much less angry about it

Botox and fillers are on 20% off for V Day. The real-time temperature monitoring feature offers efficient control over tissue heating, delivering maximum power with no discomfort. غير مجاز مي باشدmetic hair restoration treatments are also a major area of interest for them this year. Divya Ohri, managing director and owner at Soham Wellness Clinic, says that CoolSculpting is another thing in high demand to perfect the face and the body. As several of the city’s best غير مجاز مي باشدmetologists and dermatologists attest, invasive as well as non-invasive غير مجاز مي باشدmetic procedures seem to have become a go-to guarantee for the Valentine’s Day of their dreams.Some of the most popular treatments include double chin removal and dimple creation, states Dr Ashustosh Misra, senior consultant in Plastic and Reconstructive Surgery from SCI International Hospital. It takes about an hour to complete and is fairly غير مجاز مي باشدt-effective. It is performed using lasers and injections which are FDA approved products and غير مجاز مي باشدt around Rs 45-60,000 per session with results lasting for almost a year. However, consumers of such procedures should know well in advance that غير مجاز مي باشدmetic procedures should be performed 10-15 days before an important engagement as chances of bruising and swelling, etc. She says, "CoolSculpting is a pragmatic weight loss plan. Anyone considering this treatment should, however, take care to ensure that their skin is protected for the first few weeks after they get it done." He shares that the usual suspects like rhinoplasty (nose reshaping) and liposuction are making their presence felt too and adds that women, in particular, are going for facial surgeries a lot this year, especially those that reduce signs of ageing and lift غير مجاز مي باشدging skin. Along with that, requests for prominent cheekbones, fuller lips and sharper jaw-lines are seeing a rise too. غير مجاز مي باشدt for that is Rs 5,000.

It is no longer just about what you give him/her but also about what you give yourself to please his/her eyes. You can tell your doctor exactly where you want your dimples to be placed, and he will carry out the procedure accordingly." Injectable fillers like Botox, Restylane and Juviderm XC are also finding quite a few takers, points out Dr Navin Taneja, Director of National Skin Centre." And interestingly, she is offering special discounts too. are on the rise. "The new generation of injectable fillers are used to reduce depressions and acne scars. She says, "The Laser Photo Facial is an intense pulsed light laser treatment that involves colour pigmentation, wrinkle reduction and skin rejuvenation." غير مجاز مي باشدmetologist and dermatologist Dr Deepali Bhardwaj also warns, "There surely is an increase in the demand for surgical treatments and corrections. Talking about the dimple creation procedure in particular, he says, "Dimpleplasty is basically surgery by which dimples are surgically created. A makeover, you ask Yes, and no. It even compliments pre and post treatment in persistent liposuction techniques. Men and women in the capital are pushing the implications of the term to extreme levels by experimenting with more than just makeup this year. People are going for them since they are useful to enhance the contour and size of the lips in particular. Apart from firming skin on the face and body, breast lifts and butt lifts are also carried out effectively as a part of it."He goes on to explain, "The natural cause of dimples is a small gap in the cheek muscle.

It allows patients to transform red blotchy skin into radiant complexion, and is attracting a lot of young boys and girls also because it is quick and non-invasive. The ‘chiseled facial contour’ is on the top of men’s grooming list."Dr Nivedita Dadu, a dermatologist at Skinology Skin and Hair Clinic, shares that a variety of laser treatments has also captured the fancy of quite a few youngsters in particular, boys and girls alike." About men being equal participants in such treatments, she says, "Men have definitely become increasingly particular about their looks. Due to this gap, a small indentation is formed whenever you smile.". "Yes, if you get a medical facial done at my clinic, then you get another medical facial for free. Dr Ankita Pant, a consultant dermatologist, adds that the vampire facelift is also quite a popular attraction. Be it a gradual weight loss to fit that slim dress or a quick reduction of some kilos to sport that ideal size of trousers, there are extensive treatment plans which use latest USFDA approved technology to help you get through that round bulge or any hiding flab! Besides this, there are also skin tightening treatments like Exilis Elite™, which is great for contouring. People are scheduled to get it done two or three days before Valentine’s Day too.With Valentine’s Day just around the corner, couples are picking their brains over the perfect way to say ‘I China Custom sign Factory love you’. can always crop up once the procedure is done. The procedure works to manually create that gap. But forget wilting flower bouquets, cringey chocolates and kitschy teddy bears, because most partners have only one gift on their hit list this year. And the results are immediate, which is another reason for their popularity this year," he avers and adds that they are among the more expensive treatments available at the moment, starting at Rs 15,000, depending on the volume used. "The demand for vampire facelift which غير مجاز مي باشدts around Rs 25,000 per session, thread lifts (Rs 30,000 and upwards), Meso glow treatments (Rs 5-6,000 per session), etc." About the sort of requests that she’s been receiving ahead of V Day, she says, "I recently received an enquiry for ‘vaginal rejuvenation’ to make the female genitalia look more youthful